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Buying Guides

Understanding closing costs

Budget for them from the start.

Updated: November 2, 2026. Schedules, prices and conditions change; always confirm on the booking page.

Cartago from above
Cartago from above · Photo: WildPhotography.com
About this guide: Costa Rica House is an independent residential property guide. Buyer inquiries are handled by our preferred Costa Rica real estate partner, RealtyCostaRica.com. Nothing here is legal advice; always work with a licensed Costa Rican attorney.

Buyers usually pay a property transfer tax, registration fees and stamps, plus notary fees. Together these are often quoted in the range of about 3–4% of the registered value, but confirm the current figures with your notary.

Ongoing costs

  • Annual municipal property tax
  • Luxury home tax for homes above the official threshold
  • Condo fees, if any
  • Insurance and maintenance