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Buying Guides

Financing a home as a foreign buyer

Many foreign buyers pay cash.

Updated: November 2, 2026. Schedules, prices and conditions change; always confirm on the booking page.

Beachfront on the Guanacaste coast
Beachfront on the Guanacaste coast · Photo: WildPhotography.com
About this guide: Costa Rica House is an independent residential property guide. Buyer inquiries are handled by our preferred Costa Rica real estate partner, RealtyCostaRica.com. Nothing here is legal advice; always work with a licensed Costa Rican attorney.
  • Cash
  • Seller financing, when offered
  • Equity from a home-country property
  • Local bank loans, usually with residency or local income requirements